How We Work: Simple & Straightforward!At Zep's, we make it easy for you to get the furniture you need with a hassle-free credit application. Here's how it works:
Once Your Application is Complete:
Additional Perks:
- Fill Out the Credit Application
- Just fill out a simple form—no credit checks are involved!
- Provide 4 Local References
- You’ll need to give us 4 references who live locally. These should be people who can confirm your address and phone number.
- Show Your ID
- You’ll need to bring either a PA ID or a Driver’s License to verify your identity.
- Live Within 17 Miles of Our Store
- We ask that you live within 17 miles of Zep's to make sure we can serve you better!
Once Your Application is Complete:
- We’ll set a credit limit for you, which you can use to make purchases within that amount.
- If you prove you can make your payments on time, we’ll drastically raise your credit limit over time.
- For purchases over your credit limit, we may ask for a down payment to help cover the extra cost.
Additional Perks:
- Free Delivery: We offer free delivery to your home, so you don’t have to worry about getting your new furniture home.
- Flexible Payments: You can choose the day of the month that works best for you to make your payments—no need to worry about strict due dates!